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When it comes to money, where do you go to get the information you need to make the right decisions?

Do you even know what the right decisions are?

One thing that became clear as part of the Financial Literacy Chronicles I started for Financial Literacy Month this year is that most people are financially illiterate.  And may not even realize they are.  Or where to go for help.

And our schools are failing us as a society.  It’s a sad state of affairs.

Money Experts

Quick, when you think money expert, who do you think of?

Warren Buffet?  Dave Ramsey?  Bill Gates?

Sure, they’re all rich, but to be rich you have to understand money, or you won’t stay rich for long (lottery, anyone?).  In today’s specialist world, we’re trained to look for an expert to give us advice.  But how many times have you gone to a specialist and ended up more confused than when you started?  Specialists know their specialty, but that knowledge might not include how to communicate it in a way that you can understand, let alone remember.

For the average American, we need someone who can make money interesting.  Talk to us in our language, and show us solutions to the problems we’re facing right now.  In words we can understand.

Not Kiplinger.  Not Forbes.  Not Money.

Enter the personal finance blogger.

The Money Websites

But there are so many personal finance blogs out there.  How do I choose which ones to read?

Eventually, you will focus on the “personal” side of personal finance.  Everyone’s different, facing different money questions in different stages of life.  As you explore this list, and others, you will find the writers that resonate best with you and your money experiences, answering your money questions.

But it can be overwhelming.

To help you along, I asked each participant in the Financial Literacy Chronicles to list a few of their personal favorites in their interview.

These are the 8 money websites that came up the most, recommended by people who know money, and people, and great places to start your financial literacy journey.

Budgets Are Sexy

J. Money makes money interesting.  As Andrew from Living Rich Cheaply puts it:

“J.Money is down to earth and makes personal finance cool. He has also started a forum about personal finance as well as a community fund to give out $50 gift cards as a random act of kindness to those in our communities in need.”

He’s also founded Rockstar Finance and its sister services mentioned below.  Check out Budgets Are Sexy, and see for yourself!

Financial Samurai

Financial Samurai is one of the few PF blogs I subscribe to and read every article.  If you’re familiar with Sam and his story, you know why.  But as Sydney at Untemplater puts it:

Sam has some of the most unique and in depth content out there. I’m always learning something new and laughing at his injections of humor at the same time. I find Financial Samurai to be super refreshing because his topics are not only timely and written from the heart, he clearly has a level of industry knowledge that I haven’t seen elsewhere.

Do yourself a favor and check out his stuff.  I’d start with a personal favorite, Scraping By on $500K a Year.

Mr Money Mustache

MMM doesn’t really need an introduction.  As one of the original giants of the Financial Independence/Retire Early (FIRE) world, he’s wild, he’s successful, and he’s living the dream for many money writers.  As he says – financial freedom through badassity.  About sums it up.

MMM has a way of convincing you the standard consumer-driven culture isn’t the only way. And I think realizing this is one of the first steps to really wanting to take control.

is how Amanda at Centsibly Rich puts it.  If you haven’t read any of his writing, or participated in the MMM forums, you’re in for a treat.

An overwhelming, inspirational, treat.

Money Boss

JD Roth is an all around money dude – been there, done that, got all the T shirts, in all the sizes and colors.

I like how Chelsea of Mama Fish Saves sums it up:

…his core principles of treating your financial life as a business are inspirational. Going through his personal mission statement process drives improvement in my life every time I go through it.

Give it a gander.  I’d start with the Money Boss Toolbox – a great selection of guides and tools to get your financial life organized and moving in the right direction.

1500 Days To Freedom

When I first stumbled across 1500 Days, I impressed with his story and his steady progress towards his early retirement goal.  His dedication, and humor make for educational and entertaining reading – case in point, give Getting Naked In The CostCo Parking Lot a read.  As Brian from Debt Discipline puts it:

Who doesn’t like dinosaurs? And the double comma club? I had the opportunity to meet Mr.1500, just your ordinary family man, millionaire on his way to FIRE.

Mad FIentist

Another great in the FIRE community, Mad FIentist is an inspiration and help to many pursuing early retirement.  Between his writing, interviews with other FIRE enthusiasts like Mr. Money Mustache, and tools to help you reach early retirement, it’s a comprehensive starting point for anyone interested in FIRE.

As Ty from Get Rich Quickish puts it:

…full of so many useful tips and strategies that you can use to save a huge percentage of your income and also how you can access that money in early retirement without being penalized by the government for early withdrawals.

Retire by 40

Joe is an early retiree and stay at home father who writes on Retire By 40 about his experiences as inspiration to help others achieve financial independence.  His practical advice shows how anyone can achieve financial independence with the right attitude and focus.

Wes from Pursuit of Happiness sums it up for many early retirement hopefuls:

Reading about Joe’s journey while I was in my miserable job really inspired me to retire early

Rockstar Finance

Last, but far from least, is Rockstar Finance.

While Rockstar Finance itself is a content aggregator highlighting some of the best money advice on the interwebs, it’s so much more.  In the words of Amanda from Frugal Confessions:

J. Money rocks at finding the most interesting, make-you-think money articles out there.

Between the Rockstar Directory of money blogs, and the Rockstar Forums where pf bloggers and regular folks can mingle and talk all things money, J$ and his crew have created a vital community of money writers and resources that should be a regular stop for anyone interested in personal finance.

And More…

This short list is just the tip of the money iceberg.

There are thousands of money websites, including personal finance blogs, to choose from. If you haven’t already done so, read more of the Financial Literacy Chronicles to see the great money websites that didn’t make the list.

Have a favorite I didn’t mention?  Have a recommendation for who I should interview in a future Financial Literacy Chronicle?  Let me know in the comments!

11 COMMENTS

  1. Great list. I like finding resources that resonate with me, but also enjoy blogs that might be a bit of a stretch to keep me thinking about my own situation. I’d include Laurie and Ruth at fruclassity.com. I love their down to earth style.

    • Couldn’t agree more. Fruclassity, as well as Frugal Farmer, were both recommended by several people, but just a little further down the list. Deciding where to draw the line for inclusion on this list was a tough call!

      I encourage everyone to check out more of the Financial Literacy Chronicles for more of the interesting recommendations they suggest.

  2. I totally agree that the cultural shift toward financial literacy will likely sit on the shoulders of bloggers, podcasters, and YouTubers. The mainstream media has too much incentive to not discuss personal finance, as big banks and debt products make up a ton of advertising revenue. Imagine the power of more people discovering this community earlier in life, not just when they’ve hit rock bottom and need advice.

    Personally I follow bloggers along the full range of success; I like to interact with people in the same situation as me, I have financial inspirations who have invested and built high net worth, and I also have blogging inspirations who have huge and dedicated communities. Great list!

    • I hear you, Ryan. It’s a crying shame more isn’t done to educate our children about money. I’ll definitely educate my kids, but so many parents, even highly paid ones, are just clueless when it comes to money and can’t help their kids. That’s one of the reasons I highlight what individuals have done specifically to help children, like Amanda at Money Prodigy and Brian at Debt Discipline.

    • Totally agree Ryan. I enjoy reading about people who’ve had so much more success than me, but I also like reading about people who are hustling just like I am. This is the second post I’ve read today that mentions Money Prodigy, so I’ll have to check it out!

    • I hear you! So much great information on these sites and so many others it’s so hard to keep up, and so hard to pick one over another.

      In the end it all comes down to who helps you the most based on your personal financial journey.

  3. I totally agree! To stay rich you have to understand money and how it really works or else you will back to the drawing board living from pay check to pay check. Great list you have compiled and this is the first I have heard of 1500 Days to Freedom – I will be checking them out. Dailyworth is indeed a great site to check out if you are a woman. I also like Go Girl Finance, The Money Principle and the Money Bull Dog.
    Esthy recently posted A Penny Saved is a Penny Earned: 7 Tried and Tested Ways to Save More MoneyMy Profile

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